India’s credit bureau, set up by Citigroup, ICICI Bank and other lenders, will begin grading 100 million borrowers from November to help banks curb defaults and creditworthy customers pay lower interest rates.
The Credit Information Bureau of India (Cibil) will evaluate ages, salaries and existing loans to assign individual ratings, chairman S Santhanakrishnan said. Multiple applications or using one credit card to repay another will result in lower grades and higher borrowing costs.
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Thursday, August 23, 2007
Now, age, salary, loans to decide your credit rating
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1 comment:
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